How Can Video Footage Protect Your Business from Insurance Claims?
Ensure You Get Valuable Footage from Your Cameras to Provide Authorities and Insurance Agents
If someone falls injured on your business’ premises, of course you want to help them receive the care they need. But unfortunately, many people take advantage of the system and fraudulently blame business owners for injuries. According to the Small Business Advocate, 36-53% of businesses are involved in at least one litigation dispute every year. How can you prevent a fraudulent claim happening to you?
If you don’t already have commercial video surveillance installed, cameras can provide unbiased evidence as to what happened during an incident. To save your Corpus Christi, TX business from losing time and money, continue reading to discover our security tips.
Cover Every Area
To effectively capture video of your business’ activity, you’ll need to catch any blind spots your cameras might miss. Spherical 360-degree cameras are a great option to achieve this. Usually installed flat on the ceiling, this model’s lens can rotate under a dome for views of the entire room. An alternative is the move-and-zoom style camera, which can zoom in on a subject when motion is detected. If you’re wary of installing multiple cameras throughout your property, consider that this one-time cost will save you time and money for years to come.
Secure Sufficient Storage
If someone files a claim against your business, you’ll need the footage to back up your evidence. You won’t want the footage accidentally deleted before you can use it, but also can’t store 8,760 hours a year. The solution? Arrange a cloud storage system so that you won’t have to worry about the footage being tampered with or having a large enough hard drive. Set your cameras to record only when motion is detected, so you won’t have hours of static footage to sift through.
Users can set their security cameras to delete old footage after a period of time automatically. But take into account the period someone has to report an injury. In most states, employees filing an injury report have up to 45 days to do so, so consider retaining footage for at least that long before overwriting it.
Easily Find Relevant Footage
Even if you’re only recording when motion is detected, you might have hours of footage to sift through in order to find a suspicious incident. Your commercial video surveillance system should include an easy management tool to find what you need.
With the latest state-of-the-art equipment, you can filter footage based on day, time, and even location. This way it’ll be easy to isolate the time of the event and find what you need.
Once you review the footage of the incident, you’ll be able to determine what truly happened and if your business will have to pay insurance claims.
Ready to boost your Texas business’ security coverage? Call ASAP Security Services at (877) 418-ASAP or fill out our online form. We look forward to helping you soon!